Plata
Mariano Escobedo 476, First floor, Col. Anzures, Miguel Hidalgo, CDMX, 11590, Mexico
Overview
Plata is a financial technology platform offering a credit card and a buy‑now‑pay‑later service in Mexico. It provides a Mastercard‑branded credit card with no annual fee, customizable cashback up to 15% in selected categories, and options to defer purchases into interest‑free installments via its app. The platform supports contactless payments, including Apple Pay, 24/7 fraud protection, instant digital card management, and easy top‑ups through bank transfers or cash at partner stores. Additionally, Plata Difiere offers installment credit without a credit card, enabling purchases up to MXN 200,000 repayable over 3 to 24 months.
- Total investments
- 1
- Lead investments
- 0
- Investments · 12mo
- 1
- Active investors
- 6
Sector focus
- Credit Cards
- Financial Services
- FinTech
- Mobile Apps
Investment portfolio
- Galdera
Participated · Seed · Mar 2026
Galdera develops AI-enabled financial models designed to serve finance teams as institutional memory by combining statistical forecasts, transparent assumptions, version control and audit traceability. The startup was founded by former Klarna employees and is positioning its product around financial reporting and forecasting workflows. Galdera plans to use its recent pre-seed funding to build and iterate on these modeling capabilities. The company cites industry research indicating strong CFO interest in generative AI for financial reporting as demand validation. Its current financial position includes a $1.7 million pre-seed raise led by J12 Ventures with participation from Antler, Klarna, Stripe, DeepL and Plata. No public operating metrics or prior funding rounds were disclosed in the coverage.