Led · Debt Financing · Dec 2025

Founded in 2023, CapRelease’s platform ingests live information from merchants’ logistics partners, sales channels, payment processors and consumer behaviour signals to determine creditworthiness more dynamically than traditional score-based models. By fusing these data feeds with AI/ML risk algorithms, the company delivers inventory and revenue-based capital that aligns with a retailer’s current trading momentum. The solution targets ecommerce sellers across all verticals and is positioned as an embedded-finance tool within the broader logistics ecosystem. Management says this data-driven approach reduces friction and gives merchants quicker access to growth capital. CapRelease intends to use its newest funding to accelerate product development and scale distribution partnerships. While still early in its lifecycle, the company is pitching itself as a globally distinctive model for ecommerce lending, leveraging deep integrations across merchant operations, logistics networks and payment infrastructure. No operating metrics such as revenues or user numbers were disclosed in the article.

Led · Debt Financing · Apr 2025

Ayan Capital, founded by Abdullo Kurbanov, Firdavs Mirzoev and Zuhursho Rakhmatulloev, operates as a London-based Islamic fintech offering halal financing for vehicles to consumers and businesses. The platform uses proprietary risk-assessment algorithms and is developing AI-driven tools to evaluate borrowers and automate auto-loan issuance. Parallel product development includes Ayan Pay, debit cards and Islamic deposit offerings. The startup is regulated by the UK Financial Conduct Authority and aims to secure a banking license to evolve into a full digital neobank. It plans to scale engineering capacity by hiring a significant number of programmers in Uzbekistan to support its technology roadmap.

Led · Seed · Oct 2024

Ejari is a Riyadh-based proptech and fintech startup founded in 2022 that offers a Rent-Now-Pay-Later (RNPL) product enabling tenants to spread rent over 12 months. It targets Saudi Arabia’s market where over 70% of rentals require annual or semi‑annual payments, aiming to reduce the upfront burden on tenants. In under a year the company has generated more than $30 million in demand for its RNPL service and operates in 17 cities across eight regions. Ejari raised $14.65 million in a seed round composed of debt and equity to enhance its technology, expand product offerings, improve customer experience, and launch a mobile app. The team plans to expand into commercial properties and evolve into a “rental super app” supporting customers throughout the rental journey. Investors backing the company include Partners for Growth, BECO Capital, anb Capital, Alinma Bank’s Alinma Pay, Rua Ventures, Vision Ventures and Aqar, reflecting investor interest amid rising rental inflation and Saudi Vision 2030 tailwinds.

Led · Debt Financing · Jan 2024

Futurerent provides property investors with access to rental income in advance, offering advances of up to $100,000 to help fund deposits and purchases. The Sydney fintech launched in 2019 and has advanced more than $25 million to property investors, primarily for deposits on new property purchases. Futurerent says it leverages proprietary technology and an abundance of Australian data to underwrite and price advances. The company is launching a US division called Downpayments, tailored to finance down payments and to offer buyers agency services. Downpayments will begin serving property investors in Florida with plans to scale throughout the US. Futurerent secured debt funding to support this US expansion. Futurerent offers property investors the ability to receive an advance on future rental income, with applications taking minutes and payouts in about two days. The firm can advance up to hundreds of thousands of Australian dollars against future rent and charges a flat 6% annual rate on advanced rent. Founded in 2019, Futurerent says it has experienced rapid growth and reports no losses and zero defaults since inception. The product is positioned to help landlords fund property improvements or buy additional properties by unlocking rental income early. The company cites specific examples of lending capacity (for instance, a landlord receiving AU$450 per week could access roughly AU$47,000 for another property or AU$23,000 for renovations). Futurerent plans to use new capital to expand its national presence, launch new products, and build further partner integrations.

Led · Debt Financing · Jun 2023

Tabby started as a BNPL pioneer in the Middle East and has broadened into online and in‑store payments and wider financial services. Its core products include online/in‑store BNPL, the Tabby Card for flexible spending, Tabby Plus subscription rewards, and Tabby Shop for longer‑term payment plans. The company says it is profitable, serves 15 million customers, and supports more than 40,000 brands and merchants. Tabby reports annualized transaction volume has doubled to over $10 billion, and management attributes improved profitability to new product launches that increased usage frequency. The fintech has expanded via acquisitions such as Tweeq, a Saudi digital wallet provider, and is building digital accounts, payments, money‑management tools and remittance offerings. It serves major merchants including Amazon, Adidas, IKEA, Samsung, and Noon and is positioning itself to scale into a broader financial ecosystem. Tabby operates a buy now, pay later platform and is described as the top financial services and shopping app in the Middle East and North Africa. The company securitized up to $700 million in receivables via a J.P. Morgan-led pre-IPO asset-backed debt facility, the largest such fintech deal in the region. It also concurrently extended its Series D financing to close $250 million with participation from Hassana Investment Company, Saudi Venture Capital (SVC), and Soros Capital Management. The financings strengthen Tabby’s balance sheet and provide additional capital to support expansion of its financial services and shopping products. Tabby serves roughly 10 million customers and 30,000 retailers and will use the proceeds to amplify reach, market penetration, and product innovation. Company leadership framed the securitization as a regional milestone reflecting rapid growth in the fintech landscape. Tabby provides BNPL checkout and in‑store payment services across Saudi Arabia, the UAE and Kuwait, working with more than 30,000 brands and serving over 10 million users. The company claims profitability and reports a threefold revenue growth, with an annualized transaction volume of over $6 billion. Tabby has expanded product offerings including Tabby Cards (adopted in over 4,000 stores) and Tabby Shop, which showcases over 500,000 products. Management moved the headquarters from Dubai to Riyadh and is preparing for a potential IPO on the Saudi exchange. The startup says it will invest further in its core markets and roll out additional credit and financial‑services products such as payments and savings. Tabby is a shopping and financial services app in the MENA region offering buy-now-pay-later and related consumer finance products. Its core product is a BNPL service integrated across online and offline retail, supported by the Tabby app and Tabby Card. The company reports over 4 million active customers, more than 20,000 daily installs, over 5 million monthly store visits, and over 280,000 Tabby Cards issued in the UAE. Tabby partners with over 15,000 businesses, including major retailers such as H&M, Adidas, IKEA, SHEIN, noon, and Bloomingdale’s. It is active in Saudi Arabia, the UAE and Kuwait and says it is valued at $660 million in its latest equity round. The additional financing will support its core BNPL business and enable serving more customers, retailers, and purchases. Tabby operates a BNPL platform that lets users make flexible, cost-free installment payments both online and in-store with global and regional retailers. The company has expanded beyond Saudi Arabia, the UAE and Kuwait to include operations in Egypt and recently launched a cards program. Tabby says more than 3 million users now shop with the service across 10,000+ brands, and it has issued over 150,000 Tabby Cards with in-store sales representing more than 10% of volumes. Revenues have increased fivefold over the past year. The company plans to expand its product line into a broader set of consumer financial services and has begun offering a product for everyday purchases that lets customers without credit cards pay at the end of the month. Tabby has raised capital and is positioning to deepen engagement as customers transact more frequently.