Founded in 2020 in Vilnius as HeavyFinance, InSoil began by funding tractors for Baltic wheat farmers and has evolved into a data-driven agricultural lender. The company offers mid-term loans to farms adopting regenerative practices such as no-till farming, cover crops, and crop rotation, and incorporates soil science into its credit process. InSoil has collected over 15,000 soil samples and built one of the region’s largest soil carbon datasets to support credit decisions and climate tracking. Since 2020 it has financed more than 3,500 small and medium-sized farms across Europe. Over the past year the firm has completed three major fundraisings—a €50 million EIF-backed fund, a carbon-credit financing partnership, and the €120 million EIF-guaranteed institutional credit facility—demonstrating a layered capital approach. The company positions itself to scale transition financing for agricultural SMEs by combining underwriting, data, and government-backed guarantees.

Total raised

$142M

Funding rounds

4

Latest round

Debt Financing

Latest activity

Jun 2026