Participated · Debt Financing · Aug 2026

Ume offers a full credit infrastructure platform that uses AI to handle credit analysis, pricing, collections, customer service and access to capital. The company enables retailers, marketplaces and service providers to offer consumer financing across its network. Ume operates in 10,000 points of sale and serves roughly 4 million consumers in Brazil. The recent R$96M FIDC transaction is expected by Ume to generate more than $192M in additional revenue for its partners. The funding injects receivables-backed capital into the business to support continued expansion of its financing operations.

Led · Series A · Mar 2026

Bliss provides an AI-driven platform to support brokers in the distribution of corporate health plans to SMEs, automating operational tasks such as quote generation, product comparison, and policy issuance. At the center of its offering is an AI agent called Fátima that navigates sector systems, reduces manual work and helps mitigate fraud. The company says brokers using the platform can increase sales four to five times in their second year of use. Bliss reached breakeven at the end of the previous year and operates in a Brazilian market the article estimates at about R$300 billion annually, with roughly 25% population coverage. Planned near-term priorities include geographic expansion to other Brazilian capitals (including Rio de Janeiro and Brasília) and scaling product and engineering teams to consolidate its automation platform.

Led · Series A · Nov 2025

Exato Digital is a Brazilian software company focused on automating background checks for enterprises that need fast, reliable security and compliance screening. After a recent strategic refocus, the firm discontinued secondary product lines to concentrate on its automated hiring checks, which are now used by large customers such as Uber, JBS and Veolia. A new partnership with Uber, executed jointly with Jusbrasil, underlines the platform’s role in onboarding drivers. In the first half of 2025, Exato reported a 61% year-on-year increase in activity and achieved breakeven profitability. Management plans to channel fresh capital into strengthening its technology stack, enlarging service capacity and expanding into education, retail, industrial and security segments. Rather than adding numerous new features, the team intends to scale the already-validated core product efficiently.

Participated · Series B · Jun 2023

Asaas develops financial automation and business-management solutions targeted at SMEs, aiming to simplify payments, collections, receivables, and related workflows. The company plans to define a new category it calls the Business Operating System, merging automation, technology, and financial services for SMEs. Proceeds from its latest round will fund expansion of operations, increased R&D, and accelerated inorganic growth via acquisitions to broaden its solution portfolio. Asaas positions itself as the largest financial-technology solution provider for Brazilian SMEs and has attracted international investors for the first time. It reports roughly R$150 million raised across seed, Series A, and Series B over the past decade and average growth of over 100% per year in the last five years. Asaas expects to close 2024 with R$400 million in revenue and 180,000 active customers, and targets over R$1 billion in annual revenue by 2026 and R$2 billion by 2027. Asaas focuses on accounts for PMEs and on anticipating receivables from credit cards and boletos to improve clients' cash flow. Its core products include business accounts and a receivables-anticipation operation for card and boleto flows. In the past 12 months the company transacted R$15 billion in total volume, including R$1 billion in credit-card transactions, and it currently serves 120,000 corporate clients (PJ). Since 2014 Asaas has received more than R$200 million in investments, comprising both financial injections and FIDCs. The company plans to grow its customer base by about 66% by year-end and targets R$1 billion in revenue and 1 million customers within three years. Other series of its funds are expected after a four-month regulatory lock-up, and management aims to accelerate receivables anticipation by over 60% by year-end. Asaas is a Brazilian fintech providing a complete digital account and automation tools to help businesses manage finance processes. Its core product focuses on payment, billing and financial automation and the company is expanding BaaS offerings for larger operations. Asaas is already profitable and intends to fund much of its growth from internal cash generation. It holds Banco Central authorizations for IP (Instituição de Pagamentos) and SCD (Sociedade de Crédito Direto), which management says increases client trust. In 2021 Asaas acquired Base ERP and Code Money to broaden its product portfolio and improve automation capabilities. Management aims to reach R$1 billion in revenue and 1 million customers within three years and plans geographic and product expansion. The company has signaled a future IPO as part of its long-term strategy.

Participated · Series B · Mar 2022

ChargeAfter operates a BNPL consumer financing network that delivers approved, personalized financing offers from multiple lenders through a single, quick application. The company also provides fully branded white‑label BNPL platform services for global banks, acquirers, financial institutions, and strategic partners. With dozens of pre‑integrated global financing lenders and banks, ChargeAfter enables retailers to offer BNPL both online and in‑store via a single integration. Its network supports a wide range of products across the credit spectrum, including card‑based installments, split pay, long and short‑term installments, 0% APR financing, revolving credit, B2B financing, and lease‑to‑own. The company plans to use the new funding to continue expanding operations and broadening its business reach. ChargeAfter is led by founder and CEO Meidad Sharon and is headquartered in New York with offices in California and Tel Aviv. ChargeAfter provides a point-of-sale financing platform that allows retailers to offer consumers personalized financing options from multiple lenders at checkout. The platform enables consumers across the credit-rating spectrum to instantly “apply and buy” and gives retailers a single backend to process and manage transactions. Retailers access a dashboard that filters charges by channel, lender, and country. In May 2019 the company raised $8M in a Series A round led by Propel Venture Partners, with participation from Pico Venture Partners, Plug and Play and Synchrony. ChargeAfter plans to use the funds to grow its U.S. presence, hire sales and marketing industry veterans and R&D developers, open a second office in Sunnyvale, California, and expand its network of merchants and lenders. The company is led by founder and CEO Meidad Sharon and has offices in New York and Sunnyvale.