Yolo Investments
Suur-Patarei 13, Tallinn, Harjumaa, 10415, Estonia
Overview
Yolo Investments is a venture capital, focused on seed- and A-stage investment opportunities across gaming, fintech and web3. Based in Estonia, Yolo’s mission is to invest in outstanding people with bright ideas, who are focused on innovating and disrupting the norm in all manner of tech startups. Founded in 2017 by Tim Heath as Vereeni Investments, Yolo has created a thriving ecosystem with ventures across a variety of industries, including fintech, gambling, media, software development, crypto and blockchain-related companies.
- Total investments
- 13
- Lead investments
- 7
- Investments · 12mo
- 2
- Active investors
- 2
Investment portfolio
- Meld
Participated · Equity · Jan 2026
Meld operates the largest network for accessing digital assets and stablecoins, allowing fintechs, developers and merchants to swap more than 150 fiat currencies for any stablecoin or token through a simple app integration. The platform supports global payouts, remittances and cross-border trade settlement in over 180 countries, leveraging card, local payment and virtual-account bank rails. It also enables onboarding to native blockchains such as Ethereum and Solana to facilitate trading and investment for crypto-native users. Meld partners with industry leaders including Uniswap, Phantom and Metamask to provide instant, secure and compliant connectivity between traditional finance and digital assets. With more than 50 partners worldwide, the company is positioning itself as critical infrastructure bridging fiat and crypto ecosystems. Meld has raised $15 million to date, resources it is channeling into expanding the Meld Network, scaling sales, and bolstering customer success and operational capabilities.
- Pave Bank
Participated · Series A · Oct 2025
Founded in 2023 by fintech veterans Simon Vans-Colina, Salim Dhanani, and Dmitry Bocharov, Pave Bank delivers both traditional and programmable banking rails through APIs and smart-contract infrastructure. Its platform enables businesses to automate payments, transfers, and treasury functions while seamlessly handling fiat and digital-asset transactions. Headquartered in Singapore with a Georgian banking licence and a London office, the company positions itself at the intersection of regulated banking and blockchain technology. Management intends to expand operations into the United Arab Emirates, Hong Kong, and the European Economic Area to reach a wider enterprise customer base. Since launch, Pave Bank has secured roughly $45 million in total funding, underscoring investor confidence in its vision of programmable finance. The fresh capital will be deployed to deepen product development, obtain additional regulatory approvals, and scale geographic coverage.
- Digitt
Led · Series A · Aug 2025
Founded in 2019 and based in Mexico, Digitt offers installment loans that allow prime borrowers to refinance or consolidate high-interest credit card balances. The company targets consumers facing credit card annual rates often ranging between 70% and 150%, and its product offers significantly lower annual rates and predictable payments. Digitt leverages technology-driven underwriting, servicing, and a platform built around transparency and responsible lending. The company has a stated track record of accelerated, high-quality growth and aims to scale across Mexico. Its stated mission is to lower the cost of credit for Mexican consumers by expanding access to affordable and flexible credit products.
- Mesh
Participated · Series B · Mar 2025
Founded in 2020 and based in San Francisco, Mesh operates a crypto payments and settlement layer—branded SmartFunding—that routes payments across wallets, chains and assets so merchants receive instant stablecoins or local currency. The company reports reaching 900 million users through integrations with exchanges, wallets and financial platforms and counts partners such as Ripple, Paxos and Rain; it added support for Ripple’s dollar stablecoin and an integration with Apple Pay. Financially, Mesh had raised over $200 million prior to the reported round, including a $82 million Series B in March 2025 and a $75 million Series C on January 27, 2026 that brought it to a $1.0 billion valuation. Axios reports Binance is preparing to lead a new financing that could value Mesh at up to $2.0 billion, a move described as strategically focused on payments infrastructure rather than token trading. When announcing its Series C, Mesh said it would deploy capital to expand in Latin America, Asia and Europe, with India highlighted as a priority market.
- IDA
Participated · Seed · Sep 2024
IDA is a Hong Kong-based digital asset technology company co-founded by CEO Lawrence Chu and CSO Sean Lee. Its first product is HKDA, a fiat-referenced stablecoin built on public blockchain protocols and designed to be regulated in Hong Kong. HKDA is intended to enable 24/7/365 commerce and payments between Hong Kong and global markets. IDA is partnering with industry players to facilitate minting, redemption, and widespread acceptance of HKDA as a payment and settlement digital currency. In subsequent phases the company plans to launch products denominated in other USD-pegged currencies with ecosystem partners across regulated financial institutions and Web3 platforms. Financially, IDA raised USD6M in a seed round to advance development and launch of HKDA.