• Creditas

  Led · Series G · Dec 2025

  Creditas has built an integrated financial services platform that combines secured lending with complementary insurance and investment products, all delivered through a technology-first, customer-centric approach. The company’s offering now expands into full banking and wealth-management capabilities through its recently completed acquisition of Andbank Brazil, approved by the Brazilian Central Bank. Management views the deal as the consolidation of a complete ecosystem that unites credit, insurance and investments under one roof. Creditas continues to strengthen its leadership bench, hiring former BBVA executive Ricardo Forcano as Chief Technology & Operations Officer to oversee Technology, Operations and People. The initial close of its Series G financing pegs the firm’s valuation at USD 3.3 billion, underscoring investor confidence in its growth trajectory. VEF, an early backer, converted its outstanding convertible loans into equity in this round at a lower valuation, yet still recorded a positive uplift in its reported NAV. No revenue or user figures were disclosed in the article, but the company is characterised as one of Latin America’s foremost fintechs.

• VIVLA

  Participated · Equity · Jul 2025

  VIVLA operates a co-ownership platform that lets families buy ownership shares in European second homes from as little as one-eighth of a property, pairing legal co-ownership with professional management and hotel-style services. Founded in Madrid in 2021, the company manages a portfolio of 60 properties in destinations including Ibiza, Menorca, Baqueira, Cantabria and Cádiz. VIVLA reports it has been profitable for over a year, manages over €80 million in assets, and has generated more than €40 million in revenue. Its user base exceeds 350 families with a satisfaction rate above 90% and strong referral indicators. The company plans to expand to Madrid, Mallorca, the Costa del Sol and Portugal and to internationalise its client base across Europe and Latin America. VIVLA also intends to invest the new capital in talent and AI to personalise the user experience and scale operations, and targets a network of more than 750 assets and over 5,000 co-owners by 2030. Vivla offers a flexible-property model that enables fractional purchase and legal ownership of second homes while managing maintenance, reservations and resale of shares. The company has developed its legal and financial structure in collaboration with law firm Garrigues and uses an algorithm to allocate booking weeks equitably among owners. Vivla combines boutique real-estate service with five-star concierge offerings and manages the full customer lifecycle from purchase to property administration and resale. The startup currently operates by invitation in Madrid, Marbella, Sotogrande, Ibiza and Mallorca, and plans to expand to the Canary Islands, Costa Brava, Costa Blanca and rural and mountain destinations. Vivla says it will use the newly raised funds to scale its property purchases and operations and aims to acquire €100 million of properties over the next two years. The company was founded by Iván Rodríguez, Carlos Floria and Carlos Emilio Gómez, and highlights extensive founder experience across proptech, Google and prior exits.

• LIBEEN Smart Housing

  Led · Equity · Feb 2025

  Libeen provides a "Smarthousing" rent-to-own product that purchases a client-selected property, requires an initial deposit (from 5%), and allocates roughly one-third of monthly payments toward savings for the purchase. After approximately 3–7 years clients can formalize a mortgage and become homeowners. The startup says its model has demonstrated a 100 percent success rate in turning renting into homeownership. The recent funding will be used to expand nationally, incorporate AI-driven technology, and acquire strategic assets in Spain’s major cities. Management is already planning an additional funding line of over €100 million to scale acquisitions and enable purchase of more than 600 homes. The company emphasizes making homeownership more accessible for younger generations without large down payments. Libeen provides a "smart housing" product that lets customers move into a home after contributing a small down payment (around 5% of the property's value) and then save toward ownership via their monthly rent. The company says renters can save up to 20% of the required down payment through the program and, within a maximum of five years, will have accumulated enough to access a traditional mortgage. Libeen was founded by Sofía Iturbe and José Manuel Cartes and is based in Madrid. The startup reports more than 20,000 users and a reservations portfolio that recently reached €20 million. It has doubled its headcount in recent months and expects to finish 2022 with about 50 employees. Management says the new funding will allow the company to accelerate growth significantly.

• Depasify

  Participated · Equity · Jan 2024

  Depasify builds an agile, accessible core banking platform focused on digital assets that helps both Web3-native companies and traditional financial institutions integrate and reconcile tokenized assets. Its platform orchestrates stakeholders across the value chain and emphasizes regulatory compliance and simplified transaction reconciliation. The infrastructure aims to reduce operational costs and speed time-to-market for clients building financial products based on digital assets. The company positions itself as handling the essential, operational complexity so customers can focus on scaling their businesses. Management states the new capital will be used to support a massive international expansion and to grow the team and operations. The article identifies Depasify as a Spanish fintech but does not provide operating metrics such as revenue or user counts.

• MyInvestor

  Participated · Series C · Jan 2024

  MyInvestor is a Spanish neobank that offers accounts, deposits, cards, robo-advisor portfolios, funds, stocks, ETFs, crowdfunding, mortgages and consumer and investment loans. It is backed by Grupo Andbank, El Corte Inglés Seguros, AXA España and several family offices, and is supervised by the Banco de España and the CNMV and adheres to the Spanish Deposit Guarantee Fund. In 2023 MyInvestor posted its first profit, reported a non-performing loan ratio below 0.1%, and a Tier1 capital ratio above 40%. The company nearly doubled its customers in 2023 to over 220,000 and grew its volume of business from €2,263m to €4,373m, including €2,120m in investment products, €1,840m in customer accounts and deposits, and €413m in lending. MyInvestor is using recent capital raises to strengthen solvency and continue expanding its balance sheet, positioning itself among the highest-ranked Spanish banks by solvency ratios. The bank also issues convertible shares to strategic investors and entrepreneurs as part of its financing strategy.

No current team members are available.