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Bankinter

PASEO DE LA CASTELLANA 29, MADRID, 28046, Spain

Overview

Bankinter is an innovative Spanish commercial bank. From an investment perspective, Bankinter's Venture Capital team and Fundación Innovación Bankinter jointly develop a program called Venture Capital Program, focused on identifying and investing in high potential startups using the bank's resources. The program has been active since 2013, and from that moment it has already invested in more than 40 startups. In addition to the investment itself, the program tries to add value to the companies with which it interacts through the sharing of experiences and best practices. A key part of the company's strategy is the quality of customer service and innovation. The spirit is defined by the values ​​agility, enthusiasm, integrity, and originality. The company offers a wide range of financial products and services, in addition to advising clients, aggregators, product simulators, and a variety of value-added services. The company's staff are trained, agile, flexible workforce, capable of adapting to technological and market changes. Bankinter was founded on 1965 and is headquartered in Madrid, Spain.

Total investments
42
Lead investments
4
Investments · 12mo
4
Active investors
7

Sector focus

  • Apps
  • Banking
  • Customer Service
  • Finance
  • Financial Services
  • FinTech
  • Insurance
  • Venture Capital
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Investment portfolio

  • HappyRobot

    Participated · Series C · Aug 2026

    HappyRobot builds a vertical AI platform of production-ready agents that automate operational tasks across logistics, freight, and customer support. Its agents handle end-to-end work across phone, email, chat, document parsing, web browsing, and backend data entry, combining transcription, LLMs, voice generation, OCR, and browser automation. The platform integrates with TMS, ERP, CRM and other enterprise systems and is already used in production to negotiate shipping rates, book appointments, collect payments, recruit staff, and provide stakeholder updates. Founded in 2023 in Spain, the company emphasizes domain-specific agents tailored to messy, fragmented operational workflows rather than general-purpose copilots. HappyRobot plans to use new funding to expand hiring across engineering, go-to-market, and forward-deployed engineering teams who work on-site with clients to tailor and maintain AI workflows. Its rise is driven by labour shortages, rising operational complexity, and the inefficiencies of fragmented software stacks. HappyRobot builds an agentic AI conversational platform that automates complex logistics communications—handling inbound and outbound calls, carrier negotiations, data capture, load updates, scheduling, and payment-status inquiries. The platform integrates with existing systems to provide real-time analytics, intent detection, and 24/7 operational support. Customers report the AI agents have halved call times and reduced operational costs by roughly one third; by August the system had completed over 100,000 AI-driven calls and the company expects ten times that next year. HappyRobot’s agents answer calls 24/7 with no hold time, enabling human staff to focus on higher-value work. Notable customers include Flexport, Job&Talent, Spot Inc., Syfan Logistics, Best Bay Logistics, and Circle Logistics. The company says it will use new funding to accelerate product development and expand and support its customer base to transform logistics operations.

  • 8Layers

    Participated · Seed · Jul 2026

    Founded in 2024 and headquartered in Madrid, 8Layers specialises in protection of digital identities and launched its platform commercially in May 2026. Its platform integrates Identity Security Posture Management (ISPM), Identity Threat Detection and Response (ITDR), and automated compliance with European frameworks such as ENS, NIS2 and ISO 27001. The company was founded by Daniel García Morán, Pedro Palao, Pablo Carretero and Iago Salgado, and three founders were part of the founding team of Devo. 8Layers aims to address rising credential-based attacks and growing regulatory requirements faced by financial institutions and other organisations. The recent pre-Seed extension brings total funding to €2.5 million to support go-to-market and European commercial expansion.

  • Twinco Capital

    Participated · Series B · Jun 2026

    Founded in 2016 and dual-headquartered in Amsterdam and Madrid, Twinco Capital advances financing at the purchase order stage—often advancing up to 60% of order value upfront and the remainder on delivery—by underwriting supplier performance risk using proprietary risk intelligence and real-time operational data. Since launch it has financed over $1B across thousands of transactions with zero credit losses and serves clients including Mango, Vertbaudet, Lojas Renner and Centric Brands. The company employs 44 people and has raised equity totaling roughly $73M to date. With the new €150M Santander-led securitisation and the €15M Series B, Twinco aims to scale and institutionalise purchase order finance as an investable asset class. Its recent funding package provides both growth equity and institutional debt funding to support that expansion.

  • Devengo

    Led · Series A · Nov 2025

    Founded in 2020, Devengo builds payment infrastructure that connects directly to Iberpay, allowing companies to initiate automatic, programmable and real-time euro transfers without relying on traditional banking intermediaries. Its API-centric platform targets multi-sector clients that need faster, lower-cost payment workflows and greater operational control. By eliminating a banking middle layer, Devengo claims advantages in speed, security and scalability. The company is positioning itself to capitalise on the EU Instant Payments Regulation and plans to expand its coverage across the entire Single European Payments Area. Looking ahead, management intends to add emerging protocols such as Request to Pay and instant international transfers to stay ahead of regulatory and technological shifts. Although no revenue or user figures were disclosed, the firm highlights strong backing from strategic investors including Spanish banks and telecom-linked venture arms, signalling traction within the local financial ecosystem.

  • Bit2Me

    Participated · Equity · Aug 2025

    Bit2Me is the leading crypto-asset company in Spain and is registered with the CNMV as a Crypto-Asset Service Provider (CASP). For more than ten years the company has built crypto infrastructure, operating an exchange and related services while maintaining extensive security and compliance certifications, including ISO 27001, ISO 22301, ISO 37001, ISO 37301, UNE 19601, and CSA STAR Level 1. The firm complements its core trading and custody products with Bit2Me Academy, the largest Spanish-language crypto educational portal offering over 450 free articles and certified courses. In July 2025 the company obtained a European regulatory license that underpins its plans to extend operations across the EU and to strengthen its presence in Argentina and other Latin American markets. Bit2Me has earned accolades such as “Best Cryptocurrency Exchange” in Italy and Portugal from Rankia. Strategic partners and shareholders now include major institutions such as Telefónica, BBVA, Investcorp, Tether, Inveready, Unicaja, Cecabank, and Bankinter. With these relationships and fresh capital, the company intends to accelerate geographic expansion while continuing to serve as a regulated, security-focused bridge between traditional finance and digital assets.

Team

  • María Dolores Dancausa Treviño

    CEO

  • Héctor Esteban Moreno

    Managing Director & Founder

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  • Sergio Martinez-Cava

    Chief Financial Officer

    LinkedIn
  • Pedro Guerrero

    Chairman

    LinkedIn