Participated · Seed · Feb 2024

Plano offers an AI-driven platform that diagnoses users' financial health and delivers personalized action plans, with optional regular human advisory sessions. The product is available B2C and as a white-label solution for companies, and the startup pursues B2B2C partnerships to drive growth. Plano targets lower- and middle-income users and reports having helped more than 40,000 people get out of debt, optimized over R$160 million, provided over 500,000 hours of consultancy, and supported more than 20,000 clients to start investing. The company projects R$3.5 million in revenue in 2024 and aims to grow its database to over 300,000 users. Plano plans to use new funding to increase traction and volumetry of users in the B2B2C channel and to improve its solution to boost engagement and impact. Management expects a new Banco Central resolution effective July 1, 2024, to increase demand from banks and other financial institutions for financial-education solutions.

Participated · Equity · Oct 2021

Já Vendeu operates a digital marketplace focused on the end-to-end process of buying and selling used goods. The startup assumes responsibility for product photography, cataloguing, listing and delivery, and provides detailed analyses of item conditions to increase transparency for consumers. In 2022 the company reported R$7 million in products commercialized, with electronics and appliances as prominent categories. The business has also expanded its warehouse to a space four times larger than at the start of operations. Company leadership frames Já Vendeu as a reference in the circular economy and says it is prepared to continue rapid growth. The team is described by investors as having strong synergy across product, technology and analysis capabilities. Já Vendeu offers a full-service platform that streamlines the sale of used products by taking care of pricing, immediate pickup, studio photography, online listing and final delivery. The service supports both companies and consumers, with primary categories including electronics, appliances and furniture. Founded a year ago in São Carlos by Daniel Paredes, Diogo Suguimoto, Lucas Navarro and Vinicius Romani—who previously worked at GetNinjas, Uber and OLX Brasil—the startup has expanded operations to the city of São Paulo. The company reported more than R$500k in platform sales in 2021 and at times has maintained a waiting list due to high demand. Já Vendeu positions itself to make buying and selling used goods less cumbersome, more secure and more environmentally friendly, and plans to scale operations using external investor support.