Participated · Debt Financing · Aug 2026

Ume offers a full credit infrastructure platform that uses AI to handle credit analysis, pricing, collections, customer service and access to capital. The company enables retailers, marketplaces and service providers to offer consumer financing across its network. Ume operates in 10,000 points of sale and serves roughly 4 million consumers in Brazil. The recent R$96M FIDC transaction is expected by Ume to generate more than $192M in additional revenue for its partners. The funding injects receivables-backed capital into the business to support continued expansion of its financing operations.

Led · Equity · Apr 2026

Hero Seguros operates as a managing general agent (MGA) focused on digital B2B2C distribution, connecting insurers to end customers through intermediaries and a network of roughly 5,000 agencies. Its core offering is travel insurance, where it has captured about 15% of the Brazilian market and serves more than four million insureds. The company reported approximately $58 million in premiums in the last year and has diversified into financial protection and extended-warranty products, which represent about 25% of premium volume. Hero runs an internal assistance unit, Hero Assist, to handle claims and customer service, retaining control of service quality and data. Founded by Guilherme Wroclawski and Raphael Swierczynski, the business reached profitability quickly and holds high customer-satisfaction credentials such as the RA1000 certification from Reclame AQUI. With the new capital, Hero plans to expand across Latin America and scale its multiline platform while adapting to local regulatory and market conditions.

Led · Equity · Jul 2023

SuperBac is a Brazilian biotech company that received a major investment. The investment arm of Brazilian bank XP committed 300 million reais (approximately US$62 million) to the company. XP relied on Mattos Filho in São Paulo in connection with the investment. The article states the amount and investor but does not detail the financing instrument or specific use of proceeds. No revenue, user metrics, product descriptions, founding year, or past rounds are provided in the article. Additional company or deal details would require further disclosure or the full article text.

Led · Debt Financing · Jul 2022

Neon operates a credit business focused on workers and sources receivables from credit‑card activity. The company completed a R$331 million second issuance of its Fundo de Investimentos em Direitos Creditórios (FIDC), which buys credit‑card receivables. XP Investimentos acted as lead coordinator on the offering. The raise is intended to make Neon more independent from its funding matrix and to provide capital for continued growth. FIDC Neon I, dedicated to card receivables origination, now holds more than R$1.1 billion in assets after a prior May issuance that raised R$400 million. Company leadership highlighted that the structure has matured from an initial 'family and friends' issuance to a broader market placement and emphasized the FIDC's positive management track record. Neon is a digital bank that offers credit cards, personal loans, payroll loans and other consumer credit products, and it recently launched an "elastic limit" feature for one-off purchases. The company positions itself on creating a conscious path to credit with simpler, fairer products and plans to launch additional credit solutions through the rest of the year. Neon reported more than 15 million customers and ended 2021 with a total credit portfolio of US$270 billion. The fintech has grown via strategic acquisitions (MEI Fácil, Magliano Invest, ConsigaMais+, Biorc) and strengthened its payroll loan business through purchases. Neon completed a Series D that included a US$300M investment from BBVA and a post‑round valuation of US$1.6 billion. The company was founded in 2016 and is based in São Paulo, Brazil. Neon is described as Brazil’s first digital account and one of the country’s leading fintech unicorns, focused on serving Brazilian workers. Its core product is a digital retail account and a credit stack powered by a proprietary platform called Democredit for tailored credit offers. The company plans to invest new capital in technology, marketing, product development and lending capital to accelerate its goal of becoming the primary financial partner for Brazilian workers. Neon reported rapid growth, tripling in 2021 to reach 15 million customers (88% from classes C, D and E) and moves over R$5.8 billion per month in transactions. Management expects to more than double revenue in the current year. The company has pursued strategic acquisitions (MEI Fácil, Magliano Invest, ConsigaMais+) and signed a contract to acquire the financier Biorc, pending central bank approval. Neon launched with a digital account and has expanded its product suite to include investment products, credit cards, and personal loans. The company also serves small businesses after acquiring MEI Fácil in 2019 and acquired brokerage platform Magliano Invest in July 2020 to offer additional investment products. Neon serves more than 9 million accounts across its consumer and business platforms and provides tax and payments products to around 1 million micro-entrepreneurs through MEI Fácil. The firm intends to use the proceeds to increase hiring, grow its consumer and business user base, enhance platform technology, and invest in product development. Specific plans include releasing new consumer-platform products and features (including for direct-deposit customers), rolling out additional financial services to MEI Fácil users, and scaling credit offerings to drive monetization. Neon also plans to pursue strategic M&A opportunities to further enrich its offering. Neon Pagamentos is a São Paulo, Brazil–based digital bank that provides consumer and corporate banking services via a digital platform. The company reports almost 2 million opened accounts. Neon plans to expand its product offering, including developing credit modalities and investment alternatives for customers. It will also invest in advertising and marketing campaigns, technology infrastructure, and expanding its talent base. In 2019 Neon made strategic moves to strengthen its corporate segment, including the acquisition of MEI Fácil, launching its first advertising campaign, and hiring key executives in risk and control. The company was founded in 2016 by Pedro Conrade and is led by Jean Sigrist (managing partner).

Participated · Series C · Nov 2021

Future Farm is a Brazilian food-tech company that produces plant-based meat substitutes such as “Future Mince,” “Future Burger” and “Future Sausage.” The startup says its products aim to replicate a true meat-like texture and are currently sold in 24 countries through 10,000 points of sale. It has reported strong European traction after launching in the U.K. and claims a 960% annual growth rate in Europe. Future Farm plans to expand its product line into plant-based milks and other dairy alternatives, including a butter substitute. The company is pursuing faster retail expansion into the U.S. and Europe to increase distribution and consumer adoption. Financially, the startup has raised a total of $89 million to date and is being valued at $400M+.